Company: Handelsbanken plc
Location: United Kingdom
Job Type: Full-time
Industry: Banking, Risk Management, Financial Services
Overview
This opportunity is ideal for you if you’re looking for a demanding and fulfilling career in the UK banking industry. One of the most reputable relationship banks in the UK, Handelsbanken plc, is looking to add a UK Operational High-Risk Analyst to its expanding credit and risk management group. Supporting the bank’s robust credit culture, maintaining regulatory compliance, and preserving long-term financial stability all depend on this position.
Professionals with experience in credit risk, high-risk portfolio supervision, and regulatory compliance who wish to have a significant influence at an internationally renowned organization would be well suited for this role. Joining Handelsbanken will give you access to first-rate benefits, professional growth opportunities, and a values-based workplace where people are valued.
Concerning Handelsbanken
Each branch of Handelsbanken, a relationship-driven bank with a decentralized model, functions as a local company with the authority to decide what is best for its clients. Handelsbanken’s strategy is centered on establishing enduring relationships with customers rather than on selling products, in contrast to many traditional banks.
Handelsbanken takes pride in fostering an inclusive workplace that supports equality, diversity, and employee well-being. The bank has a significant local presence throughout the UK in addition to international branches. Joining the bank entails joining a company whose culture is centered on long-term growth, respect, and trust.
Overview of the Role: Operational High-Risk Analyst, UK
In order to guarantee that credit policies, procedures, and controls are applied uniformly throughout the UK branch network, the Operational High-Risk Analyst is essential. Monitoring, evaluating, and overseeing high-risk credit portfolios are the main responsibilities of the position, which also involves making sure internal risk management guidelines and regulatory frameworks are followed.
In this dynamic role, you will support credit teams, branches, and committees as a subject matter expert (SME) and have an impact on local and national decision-making.
Principal Duties
As an Operational High-Risk Analyst in the UK, you will:
- Follow the Bank’s risk management guidelines and properly escalate any issues.
- Oversee and assist in managing high-risk credit cases throughout the branch network.
- Put in place and integrate suitable credit guidelines, procedures, and controls.
- Work together with local credit teams and branches to evaluate high-risk portfolios and provide useful information.
- Determine thematic concerns and new risks in credit portfolios.
- Encourage regulatory horizon scanning to make sure that changing UK regulations are followed.
- Examine and question collections procedures, watchlist tactics, and forbearance options.
- Provide branch employees with instruction and direction on handling high-risk cases.
- Conduct scenario analysis, default supervision, and impairment testing for both customers and portfolios.
- Utilizing information from watchlist portals, provide portfolio analysis and management reporting.
- Share findings with district credit teams, senior management, and credit oversight committees.
- Encourage effective risk management techniques, aiding initiatives and promoting ongoing development.
Profile of the Perfect Candidate
Handelsbanken is seeking applicants who possess:
- outstanding knowledge of UK credit risk laws and best practices.
- strong verbal and written communication and stakeholder management abilities.
- the self-assurance to weigh risk and reward while challenging and influencing decisions.
- a proactive, personable, and cooperative mindset.
- analytical abilities to evaluate high-risk portfolios, trends, and complicated credit risks.
- the capacity to prosper in a fast-paced, legally-driven setting.
Note: Unless they fulfill all the requirements, women are less likely to apply for jobs, according to research. Even if you don’t meet all the requirements, Handelsbanken encourages all interested candidates to apply.
Why Sign Up for Handelsbanken?
Workers at Handelsbanken take pleasure in:
- outstanding benefits and a competitive compensation package.
- income protection, life insurance, and private health insurance.
- a 15% pension contribution that leads the market, with Shariah and ESG funds as investment options.
- access to programs for professional development and learning.
- a welcoming and inclusive environment that places a high value on long-term professional development.
- chances to interact with important stakeholders and take part in worthwhile projects.
Dedication to Diversity and Inclusion
Being an equal opportunity employer makes Handelsbanken proud. The bank welcomes applications from people of all backgrounds, ethnicities, genders, disabilities, and orientations as part of its active promotion of diversity and inclusion. The company is dedicated to making sure each worker feels appreciated, respected, and enabled to realize their full potential.
Procedure for Applications
Handelsbanken’s hiring procedure is intended to be open and encouraging:
- Use the official Handelsbanken careers portal to submit your online application.
- A recruiter will set up an initial conversation if your profile fits the requirements.
- Senior stakeholders and hiring managers will invite the chosen applicants to interviews.
- Candidates who need assistance during the process can receive reasonable accommodations.
Application Deadline: Depending on the volume of responses, closing dates may vary, but this listing will stay active for at least two weeks.
Contact: Email the Talent Acquisition team at uk_talent@careers.handelsbanken.co.uk with any queries or special needs during the application process.
In conclusion
This is a rare opportunity to join a leading UK financial institution in a highly strategic and impactful role. In addition to bolstering Handelsbanken’s credit risk framework, your role as a UK Operational High-Risk Analyst will help to preserve the bank’s long-term client relationships and financial stability.
If you have a strong interest in risk management, regulatory compliance, and credit operations, this position provides the means to further your banking career while taking advantage of first-rate benefits, chances for advancement, and a positive work environment.
Join Handelsbanken plc today to start building your future.